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Enter the principal amount, term, and interest rate to quickly calculate the interest earned and total amount at maturity.
Typical fixed deposit terms. Principal and interest are withdrawn as a lump sum at maturity.
Official annual interest rate for bank fixed deposits. E.g., 1.95 means 1.95%.
Enter principal, term, and annual rate to estimate fixed deposit interest.
If you deposit 100,000 yuan in a 3-year CD at a current major bank annual rate of 1.9%, you'll earn about 5,700 yuan in interest, bringing your total balance to 105,700 yuan at maturity. Our Certificate of Deposit (CD) Calculator helps you quickly determine your returns across different principal amounts, terms, and interest rates, making it especially useful for comparing banks before you deposit.
