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Accurately calculate the Future Value Interest Factor of an Annuity (FVIFA) to evaluate future returns. Supports custom interest rates, periods, and decimal places.
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Still manually calculating complex future value interest factors of annuities? FVIFA (Future Value Interest Factor of an Annuity) is a key multiplier used to evaluate the cumulative value of equal annuity payments at a future date. It is widely used in scenarios like calculating retirement savings and the total value of regular investment plans. This tool automatically calculates the factor using the formula FVIFA = [(1+r)^n - 1] / r, where 'r' is the interest rate per period (entered as a percentage) and 'n' is the number of payment periods. The results are displayed accurately based on your specified decimal precision.
What is the maximum number of periods supported by the FVIFA calculation?
The tool supports calculations for up to 360 periods.
Why should I enter 5 instead of 0.05 for a 5% interest rate?
The tool automatically handles the percentage conversion. Entering 5 represents 5%, which helps prevent manual conversion errors.
The units for the interest rate and the number of periods must match (e.g., annual/monthly). The calculated result is a theoretical value; actual investments are subject to market fluctuations. Inputs exceeding the supported range cannot be calculated.
We recommend using this tool alongside an IRR calculator for comprehensive financial analysis. Typical application example: Entering an interest rate of 5%, a period of 10 years, and 4 decimal places yields an FVIFA of ≈12.5779. This means that if you invest $1 annually, the total future value after 10 years will be approximately $12.58.
