POSTPublicbankcard-3-validate

Bank Card 3-Element Verification

Provides a bank card 3-element verification API service, enabling developers to quickly verify bank card information and integrate it into business systems.

Documentation

Bank Card 3-Element Verification API Overview

The Bank Card 3-Element Verification API helps developers quickly process bank card authentication within their systems. It returns structured results and is ideal for scenarios such as real-name authentication, onboarding approval, and risk control interception.

Applicable Scenarios

Integrate bank card 3-element verification capabilities into internal systems, SaaS platforms, automated workflows, or admin dashboards.
Suitable for business scenarios requiring stable API calls, standardized responses, and orchestratable interface capabilities.
We recommend combining this with rate limiting, failure retries, and result caching strategies to improve overall integration stability.

Integration Recommendations

Before integration, confirm the request parameter format, authentication method, and error code handling logic.
For high-frequency verification scenarios, it is recommended to implement log tracking, timeout control, and idempotency handling.
If the results are used for risk control or automated decision-making, we recommend making secondary judgments based on business rules rather than relying solely on the API response.

Integration Examples

Includes ready-to-use Shell, Python, Go, Java, and PHP examples for direct integration.

Request Example

{
  "name": "张三",
  "idcard": "110105199003078887",
  "bankcard": "6228480402564890018"
}

Response Example

{
  "code": "SUCCESS",
  "message": "success",
  "data": {
    "result": "一致",
    "desc": "姓名/身份证/银行卡一致"
  }
}

Request Fields

The fields below are derived from example JSON for integration reference only.

Path	Type	Sample
name	string	张三
idcard	string	110105199003078887
bankcard	string	6228480402564890018

Response Fields

The fields below are derived from example JSON for integration reference only.

Path	Type	Sample
code	string	SUCCESS
message	string	success
data	object	{...}
data.result	string	一致
data.desc	string	姓名/身份证/银行卡一致

curl --request POST \ --url 'https://openapi.toolkk.com/v1/bankcard-3-validate' \ --header 'Content-Type: application/json' \ --header 'X-API-Key: YOUR_API_KEY' \ --data '{\n "name": "张三",\n "idcard": "110105199003078887",\n "bankcard": "6228480402564890018"\n}'

import os import requests url = "https://openapi.toolkk.com/v1/bankcard-3-validate" payload = { "name": "张三", "idcard": "110105199003078887", "bankcard": "6228480402564890018" } headers = { "Content-Type": "application/json", "X-API-Key": os.getenv("TOOLKK_API_KEY", "YOUR_API_KEY"), } response = requests.request("POST", url, headers=headers, json=payload, timeout=30) response.raise_for_status() print(response.json())

package main import ( "bytes" "fmt" "io" "net/http" ) func main() { endpoint := "https://openapi.toolkk.com/v1/bankcard-3-validate" payload := []byte("{\n \"name\": \"张三\",\n \"idcard\": \"110105199003078887\",\n \"bankcard\": \"6228480402564890018\"\n}") req, err := http.NewRequest("POST", endpoint, bytes.NewBuffer(payload)) if err != nil { panic(err) } req.Header.Set("Content-Type", "application/json") req.Header.Set("X-API-Key", "YOUR_API_KEY") resp, err := http.DefaultClient.Do(req) if err != nil { panic(err) } defer resp.Body.Close() body, err := io.ReadAll(resp.Body) if err != nil { panic(err) } fmt.Println(string(body)) }

import java.net.URI; import java.net.http.HttpClient; import java.net.http.HttpRequest; import java.net.http.HttpResponse; public class ToolkkExample { public static void main(String[] args) throws Exception { String payload = "{\n \"name\": \"张三\",\n \"idcard\": \"110105199003078887\",\n \"bankcard\": \"6228480402564890018\"\n}"; HttpRequest request = HttpRequest.newBuilder() .uri(URI.create("https://openapi.toolkk.com/v1/bankcard-3-validate")) .method("POST", HttpRequest.BodyPublishers.ofString(payload)) .header("Content-Type", "application/json") .header("X-API-Key", "YOUR_API_KEY") .build(); HttpResponse<String> response = HttpClient.newHttpClient() .send(request, HttpResponse.BodyHandlers.ofString()); System.out.println(response.body()); } }

<?php $endpoint = 'https://openapi.toolkk.com/v1/bankcard-3-validate'; $payload = "{\n \"name\": \"张三\",\n \"idcard\": \"110105199003078887\",\n \"bankcard\": \"6228480402564890018\"\n}"; $ch = curl_init($endpoint); curl_setopt_array($ch, [ CURLOPT_RETURNTRANSFER => true, CURLOPT_CUSTOMREQUEST => 'POST', CURLOPT_HTTPHEADER => [ 'Content-Type: application/json', 'X-API-Key: YOUR_API_KEY', ], CURLOPT_POSTFIELDS => $payload, ]); $response = curl_exec($ch); if ($response === false) { throw new RuntimeException(curl_error($ch)); } curl_close($ch); echo $response;

Bank Card 3-Element Verification

Documentation