Tool Introduction
This tool provides bank card three-factor verification functionality, aiming to help users quickly verify whether the entered name, bank card number, and ID card number match. In scenarios such as finance, payment, and identity authentication, ensuring the authenticity and validity of information is crucial. This tool can effectively reduce risks caused by information discrepancies and is a practical tool for identity verification and transaction security.
How to Use
- In the "Name" input box, fill in your real name.
- In the "Bank Card Number" input box, enter the 19-digit UnionPay card number.
- In the "ID Card Number" input box, enter the 18-digit ID card number.
- Click the "Verify" button (or similar operation) to perform verification.
Input Parameter Requirements:
- Name: Real Chinese name, text format. For example: Zhang Sanfeng.
- Bank Card Number: A 19-digit purely numeric UnionPay card number. For example: 6228480402564890018.
- ID Card Number: An 18-digit ID card number for mainland Chinese residents, which may contain numbers and the letter 'X' (case-insensitive). For example: 420621198506244524.
Output Result Format:
The tool will return verification results, including the following fields:
- Verification Status (msg): Displays the verification result, which may be "Consistent" (🟢), "Inconsistent" (🔴), or "Invalid card number or abnormal card status" (🟠).
- Description (desc): Provides a detailed description of the verification result.
Frequently Asked Questions
- Q: What information does bank card three-factor verification primarily verify?
- A: It primarily verifies whether the user's entered name, bank card number, and ID card number are consistent with the real information registered in the bank system.
- Q: What are the possible reasons for verification failure?
- A: Possible reasons include: incorrect input of name, bank card number, or ID card number; the bank card is not a UnionPay card or is a credit card (some tools may not support it); abnormal bank card status (e.g., reported lost, canceled); bank system busy or interface failure, etc.
- Q: What does "Invalid card number or abnormal card status" mean for the verification result?
- A: This usually means that the bank card number you entered is in an incorrect format, or the bank card is currently in an abnormal state (e.g., account closed, frozen), leading to an inability to perform effective identity matching.
Importance of Bank Card Three-Factor Verification
Bank card three-factor verification plays a crucial role in the current digital financial environment. It is not only an important means for financial institutions and third-party payment platforms to conduct real-name authentication and prevent financial fraud, but also the cornerstone for ensuring user fund security and compliant operations. By verifying the consistency between user identity and bank card information, it can effectively prevent illegal activities such as false identity registration and unauthorized use of others' bank cards, ensuring that every transaction occurs between real and legitimate users and accounts, thereby maintaining the healthy and stable development of the financial market.
Precautions
- Please be sure to enter real and accurate name, bank card number, and ID card number. Any incorrect entry will lead to verification failure.
- Please ensure the bank card number is a 19-digit UnionPay debit card number. Some credit cards or special card types may not be supported by this tool for verification.
- Please ensure the ID card number is an 18-digit valid number.
- This tool only provides information consistency verification services and does not store users' sensitive information. Please feel free to use it.
- Verification results are for reference only and should not be used as final legal evidence. For important financial or identity verification occasions, please refer to official channels for verification.
