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Free online Chinese Renminbi (RMB) unit converter. Easily convert between Yuan, Jiao, and Fen by entering the amount and selecting your unit to get instant results.
The Chinese Yuan (RMB) uses Fen as its smallest unit of account. All amounts are first converted to Fen internally, then displayed as Yuan, Jiao, and Fen.
A supermarket receipt might say "Change: 8 Jiao", but when balancing your books, you write it as 0.8 Yuan. Or perhaps your child is practicing math and asks how many Yuan and Jiao make up 126 Fen. We encounter RMB unit conversions every day, and it all comes down to one simple rule: 1 Yuan = 10 Jiao, 1 Jiao = 10 Fen, and 1 Yuan = 100 Fen. It operates on a base-10 decimal system, just as neat and predictable as meters, decimeters, and centimeters. This rule stems from the RMB's three-tier fractional currency system of "Yuan, Jiao, and Fen", which has been in use since the first series of the Renminbi was issued. As long as you know how many places to move the decimal point to the left or right, any conversion is a breeze. Our calculator handles the decimal point moving for you—you just need to enter the numbers and select the correct units.
Open the RMB unit conversion calculator, and you'll see three main interactive areas:

Return on Investment (ROI) Calculator
Enter your investment amount and dates to quickly calculate ROI and annualized return, helping you make smarter investment decisions.

Bond YTM Calculator
Enter the face value, market price, coupon rate, and time to maturity to accurately calculate the annualized yield to maturity (YTM) of a bond.

FVIFA Calculator
Calculate the Future Value Interest Factor of an Annuity (FVIFA) instantly. Enter your interest rate and periods to estimate the future value of regular investments with this free online calculator.

CAGR Calculator
Calculate the Compound Annual Growth Rate (CAGR) of your investments. Enter the initial value, final value, and number of years to get an accurate annualized return assessment.

Return on Investment (ROI) Calculator
Enter your investment amount and dates to quickly calculate ROI and annualized return, helping you make smarter investment decisions.

Bond YTM Calculator
Enter the face value, market price, coupon rate, and time to maturity to accurately calculate the annualized yield to maturity (YTM) of a bond.

FVIFA Calculator
Calculate the Future Value Interest Factor of an Annuity (FVIFA) instantly. Enter your interest rate and periods to estimate the future value of regular investments with this free online calculator.

CAGR Calculator
Calculate the Compound Annual Growth Rate (CAGR) of your investments. Enter the initial value, final value, and number of years to get an accurate annualized return assessment.

Chinese RMB Amount Converter
Accurately convert between numeric amounts and Chinese uppercase/lowercase financial characters to meet formatting standards for Chinese contracts, invoices, and banking.