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Accurately calculate employee and employer contributions for Social Security and Housing Fund, with customizable bases and rates.
| Detailed Settings | Personal Contribution (%) | Company Contribution (%) |
|---|---|---|
| Pension Insurance | ||
| Medical Insurance | ||
| Unemployment Insurance | ||
| Work Injury Insurance | ||
| Maternity Insurance | ||
| Housing Fund |
Overview
Understand what the tool solves, how it works, and the boundaries of its data.
This calculator is a scenario model for mainland China payroll contributions. Enter a monthly salary in Chinese yuan (CNY), then apply separate employee and employer percentages to pension, medical, unemployment, work-injury, maternity, and housing provident fund lines. The result is an arithmetic estimate from your inputs; the page does not select a city or determine an official contribution base.
Contribution for one side and one category = monthly salary × entered percentage ÷ 100
Employee total and employer total = sum of their respective category amounts
After-contribution amount = salary − employee contribution total
The starting values are examples, not nationwide rates: pension 8%/16%, medical 2%/9%, unemployment 0.5%/0.5%, work injury 0%/0.5%, maternity 0%/0%, and housing fund 12%/12% (employee/employer). With a CNY 10,000 monthly salary and those values unchanged, the employee-side total is CNY 2,250, the employer-side total is CNY 3,800, and the displayed after-contribution arithmetic is CNY 7,750. The figures follow directly from the listed percentages and do not represent an official city quote.
Guide
Follow the workflow and verify inputs and outputs with practical examples.
Use a CNY amount as the common base for this scenario. For example, enter 10000 to model a monthly salary of CNY 10,000.
Adjust the employee and employer rate for every category to match the figures you want to compare. The fields accept percentages; they are not city selectors.
Review each category, both contribution totals, and the remaining arithmetic after the employee-side total. Change an input to see the scenario recalculate, then copy or share the entered scenario if needed.
For the example above, pension on the employee side is 10,000 × 8% = CNY 800; housing fund is 10,000 × 12% = CNY 1,200. Add the category lines to reproduce the displayed totals.
Use cases
See how the tool fits into real work and everyday tasks.
Enter the salary and rates shown in a mainland China payroll record, then compare each estimated line with the employee deductions. If amounts differ, check the contribution base, applicable local rate, and payroll period with the employer.
Keep the salary fixed and change the employee or employer percentages to see how assumptions change the totals. Use the comparison to frame a discussion, not as a binding offer or payroll filing.
Q&A
Find concise answers to common questions and confusing cases.
No. It uses the salary you enter directly for each category and the percentages in the fields. It does not choose a city, look up local rates, or apply different contribution-base limits.
No. It subtracts only the calculated employee-side contributions from the entered salary. It does not calculate individual income tax or other payroll deductions.
No. The page shows maternity and medical as separate lines and calculates both independently. Set the rates to match the actual payroll figures you are modeling; do not count a combined amount twice.
Notes
Review scope, result limitations, and important precautions before use.
Contribution bases, caps, rates, enrollment details, and policy periods can vary by locality and circumstance. The editable defaults are illustrative and are not a current legal rate schedule. Results are arithmetic scenarios, not payroll, tax, or legal advice; “after contribution” is not net pay. For a payroll decision or dispute, verify the applicable figures with the relevant local authority, housing fund center, and contribution record.
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