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Verify the cardholder's name, bank card number, ID number, and phone number. Ensure information authenticity for real-name authentication and fraud prevention.
Enter information and click verify to view detailed report
FVIFA Calculator
Accurately calculate the Future Value Interest Factor of an Annuity (FVIFA) to evaluate future returns. Supports custom interest rates, periods, and decimal places.
CAGR Calculator
Calculate the Compound Annual Growth Rate (CAGR) of your investments. Enter the initial value, final value, and number of years to get an accurate annualized return assessment.
Chinese RMB Amount Converter
Accurately convert between numeric amounts and Chinese uppercase/lowercase financial characters to meet formatting standards for Chinese contracts, invoices, and banking.
Return on Investment (ROI) Calculator
Enter your investment amount and dates to quickly calculate ROI and annualized return, helping you make smarter investment decisions.
FVIFA Calculator
Accurately calculate the Future Value Interest Factor of an Annuity (FVIFA) to evaluate future returns. Supports custom interest rates, periods, and decimal places.
CAGR Calculator
Calculate the Compound Annual Growth Rate (CAGR) of your investments. Enter the initial value, final value, and number of years to get an accurate annualized return assessment.
Chinese RMB Amount Converter
Accurately convert between numeric amounts and Chinese uppercase/lowercase financial characters to meet formatting standards for Chinese contracts, invoices, and banking.
Return on Investment (ROI) Calculator
Enter your investment amount and dates to quickly calculate ROI and annualized return, helping you make smarter investment decisions.
Bond YTM Calculator
Accurately calculate the annualized yield of a bond held to maturity to assist with investment decisions and bond valuation analysis.
When you need to confirm the true identity of a bank cardholder, simply enter their name, bank card number, ID number, and bank-registered phone number. This tool instantly verifies the data against bank systems and returns the match status, issuing bank, and card type.
Bank card 4-factor verification is a secure authentication method that confirms identity authenticity and information consistency by cross-checking four key pieces of information: the cardholder's name, bank card number, ID number, and bank-registered phone number.
What are the common reasons for a failed 4-factor verification?
The entered information does not match the bank's records (e.g., incorrect name, ID number, or registered phone number); the bank card has been reported lost or frozen; or there is a temporary system failure.
Why does it say "Phone number mismatch" when the number is correct?
You must ensure that the entered number is the bank-registered phone number (the one registered when opening the account), not necessarily the one currently in use. You can check your registered number at a bank counter or via the bank's official app.
The ID number must be an exact 18-digit match, and the bank card number must be entered completely and accurately. Verification results are for reference only; please rely on official bank confirmations for critical business decisions. Ensure your network environment is secure when transmitting sensitive information.
Financial-grade data encryption ensures information security during transmission. It is recommended to set request rate limits when integrating the API. Typical example: Entering "Zhang San_110101199001011234_6225880212345678_13800138000" returns "Bank of China_Debit Card_Matched".
