GETPublicbankcard3c-verify

Bank Card 3-Factor Verification

Verify the consistency of a bank card number, cardholder name, and ID number to ensure data authenticity and prevent financial risks.

Documentation

Feature Overview

This API provides real-time verification for three key bank card elements: bank card number, cardholder name, and ID number. By integrating this API, you can quickly verify whether the bank card information submitted by users matches the real-name data in bank systems and government databases. This effectively prevents identity theft and fraud, ensuring business compliance and security.

Use Cases

Financial Account Opening: Verify the authenticity and legality of user identity information during bank card binding, account creation, and loan applications.
Payment Risk Control: Identify potential bank card theft risks during the payment process to safeguard funds and reduce transaction fraud rates.
Real-Name Authentication: Ensure the accuracy of user information for services requiring real-name verification, such as member registration, cash withdrawals, and reward point redemptions.
Anti-Fraud & Risk Management: Effectively detect and block fraudulent activities using fake identities or stolen information, comprehensively enhancing business risk control capabilities and protecting enterprise and user assets.

Integration Examples

Includes ready-to-use Shell, Python, Go, Java, and PHP examples for direct integration.

Request Example

{
  "name": "张三",
  "idcard": "110105199003078887",
  "bankcard": "6228480402564890018"
}

Response Example

{
  "code": "SUCCESS",
  "message": "success",
  "data": {
    "result": "一致",
    "desc": "姓名/身份证/银行卡一致"
  }
}

Request Fields

The fields below are derived from example JSON for integration reference only.

Path	Type	Sample
name	string	张三
idcard	string	110105199003078887
bankcard	string	6228480402564890018

Response Fields

The fields below are derived from example JSON for integration reference only.

Path	Type	Sample
code	string	SUCCESS
message	string	success
data	object	{...}
data.result	string	一致
data.desc	string	姓名/身份证/银行卡一致

curl --request GET \ --url 'https://openapi.toolkk.com/v1/bankcard3c-verify' \ --header 'Content-Type: application/json' \ --header 'X-API-Key: YOUR_API_KEY' \ --data '{\n "name": "张三",\n "idcard": "110105199003078887",\n "bankcard": "6228480402564890018"\n}'

import os import requests url = "https://openapi.toolkk.com/v1/bankcard3c-verify" payload = { "name": "张三", "idcard": "110105199003078887", "bankcard": "6228480402564890018" } headers = { "Content-Type": "application/json", "X-API-Key": os.getenv("TOOLKK_API_KEY", "YOUR_API_KEY"), } response = requests.get(url, headers=headers, params=payload, timeout=30) response.raise_for_status() print(response.json())

package main import ( "bytes" "fmt" "io" "net/http" ) func main() { endpoint := "https://openapi.toolkk.com/v1/bankcard3c-verify" payload := []byte("{\n \"name\": \"张三\",\n \"idcard\": \"110105199003078887\",\n \"bankcard\": \"6228480402564890018\"\n}") req, err := http.NewRequest("GET", endpoint, bytes.NewBuffer(payload)) if err != nil { panic(err) } req.Header.Set("Content-Type", "application/json") req.Header.Set("X-API-Key", "YOUR_API_KEY") resp, err := http.DefaultClient.Do(req) if err != nil { panic(err) } defer resp.Body.Close() body, err := io.ReadAll(resp.Body) if err != nil { panic(err) } fmt.Println(string(body)) }

import java.net.URI; import java.net.http.HttpClient; import java.net.http.HttpRequest; import java.net.http.HttpResponse; public class ToolkkExample { public static void main(String[] args) throws Exception { String payload = "{\n \"name\": \"张三\",\n \"idcard\": \"110105199003078887\",\n \"bankcard\": \"6228480402564890018\"\n}"; HttpRequest request = HttpRequest.newBuilder() .uri(URI.create("https://openapi.toolkk.com/v1/bankcard3c-verify")) .method("GET", HttpRequest.BodyPublishers.ofString(payload)) .header("Content-Type", "application/json") .header("X-API-Key", "YOUR_API_KEY") .build(); HttpResponse<String> response = HttpClient.newHttpClient() .send(request, HttpResponse.BodyHandlers.ofString()); System.out.println(response.body()); } }

<?php $endpoint = 'https://openapi.toolkk.com/v1/bankcard3c-verify'; $payload = "{\n \"name\": \"张三\",\n \"idcard\": \"110105199003078887\",\n \"bankcard\": \"6228480402564890018\"\n}"; $ch = curl_init($endpoint); curl_setopt_array($ch, [ CURLOPT_RETURNTRANSFER => true, CURLOPT_CUSTOMREQUEST => 'GET', CURLOPT_HTTPHEADER => [ 'Content-Type: application/json', 'X-API-Key: YOUR_API_KEY', ], CURLOPT_POSTFIELDS => $payload, ]); $response = curl_exec($ch); if ($response === false) { throw new RuntimeException(curl_error($ch)); } curl_close($ch); echo $response;

Bank Card 3-Factor Verification

Documentation

Feature Overview

Use Cases

Integration Examples

Request Example

Response Example

Request Fields

Response Fields

Shell Example

Python Example

Go Example

Java Example

PHP Example

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