Top 10 Bank Exchange Rates

Look up one selected bank’s returned rate table

This lookup is for readers checking foreign-exchange quotation records associated with a bank in mainland China. Choose one bank and submit the query; the result is a currency-by-currency table for that selection, with the returned bank name and date/time when present. The available bank choices are Industrial and Commercial Bank of China, Bank of China, Agricultural Bank of China, Bank of Communications, China Construction Bank, China Merchants Bank, China Everbright Bank, Shanghai Pudong Development Bank, Industrial Bank and China CITIC Bank. Availability and returned rows depend on the current selection and response.

The table can include five distinct fields: foreign-exchange buying, cash buying, foreign-exchange selling, cash selling and a middle rate. These are quotation categories, not five interchangeable prices. No amount or target currency is entered, and the lookup does not calculate how much RMB a particular sum would buy. It also does not place banks side by side.

Read “buying” from the bank’s point of view

A bank’s buying rate is the rate at which the bank buys foreign currency. If a customer settles foreign currency by selling it to the bank, the relevant buying field is the bank’s perspective on that exchange. A selling rate is the bank’s price when it sells foreign currency to a customer. Check the transaction direction before choosing a column; the word “buying” can otherwise sound reversed when read from the customer’s side.

“Foreign exchange” (often called account or book currency in this context) refers to foreign-currency funds held in an account. “Cash” refers to physical foreign banknotes. A bank may quote separate buying fields for these forms. For the general bank-side distinction and ICBC’s own settlement explanation, see ICBC’s personal foreign-exchange settlement and sales Q&A (checked 2026-10-02).

Use the date, currency code and field together

Each returned row identifies a currency by its name and code. The result header also shows the returned bank and date/time where supplied. Keep those details with any note you make: a number without its currency, quote type and timestamp is easy to misread. A middle rate is its own returned reference field; do not assume it is the rate available for a customer transaction.

Bank of China’s public rate table illustrates the same named categories—buying, cash buying, selling, cash selling and middle rate—and includes publication date and time. Its table is an official Bank of China publication, not evidence that every record shown by this lookup comes directly from that bank. See Bank of China’s exchange-rate table (checked 2026-10-02).

What an empty cell or missing currency means

Not every returned currency must have a value in every quote column. An empty field is not a zero rate; it means there is no value to read in that position in the returned table. The result displays the rows and values it receives rather than filling gaps with calculated figures. If a currency or field matters to a transaction, check it with the selected bank through its own current service.

Run and read a bank quotation lookup

1. Select one bank

   Choose a bank from the list. The query is for that selection only; it does not request a combined comparison across institutions.

2. Submit the query

   Run the lookup to request the selected bank’s returned currency records. You do not need to enter an amount, currency pair or conversion direction.

3. Find the currency row

   Use the currency name and code to locate the relevant row. Names are shown as returned and may appear in Chinese; use the code to disambiguate unfamiliar labels.

4. Choose the matching quote field

   For exchanging account-held foreign currency with the bank, inspect the foreign-exchange field; for physical notes, inspect the cash field. Then choose buying or selling according to whether the bank buys or sells the foreign currency.

5. Record the context

   Note the bank, currency code, quote category, and displayed date/time together. To inspect another bank, select it and run a separate query, then align the same currency and quote category before comparing the returned records.

Questions about the returned quotations

Confirm the bank’s current transaction terms

The service provider connected to this lookup is a third party; the original publisher of its records, full currency coverage, refresh timing and retention policy have not been verified. A displayed date/time is a label returned with the result, not proof of when every underlying quotation was refreshed. Returned records may differ from a bank’s current executable quote, branch availability or transaction conditions. Before exchanging money, confirm the applicable rate, currency availability, fees and requirements directly with the selected bank. This table is reference information, not a transaction instruction or individualized financial advice.

The query sends the selected bank choice to the lookup service and its upstream provider. Do not assume that query data is never retained. The page does not accept an amount and does not estimate a customer’s final proceeds or cost.