Bank of China Exchange Rate Inquiry

Tool Introduction

This tool is an online Bank of China real-time exchange rate inquiry tool specifically designed for users. It helps you quickly obtain the latest foreign exchange rates from the Bank of China, including spot buying rate, cash buying rate, spot selling rate, cash selling rate, and middle rate. Whether you need to exchange foreign currency, make international remittances, or simply monitor exchange rate changes, this tool provides accurate, real-time reference data. It supports various major international currencies, has a simple interface, and is easy to operate, making it a good helper for your personal finance and international business.

How to Use

1. On the tool page, first select the "Source Currency" and "Target Currency" you wish to query. For example, from US Dollar (USD) to Chinese Yuan (CNY).
2. If you need to perform a specific amount conversion, please enter the number you want to calculate in the "Input Amount" box. This step is optional; you do not need to enter an amount just to query the exchange rate.
3. Click the "Query" or "Calculate" button.
4. The tool will immediately display the latest relevant foreign exchange rate data from the Bank of China, and if an amount was entered, it will also show the corresponding conversion result.

Usage Example

Suppose you want to inquire about the exchange rate of US Dollar to Chinese Yuan and calculate how much RMB 100 US dollars can be exchanged for.

• Example Input:
  • Source Currency: US Dollar (USD)
  • Target Currency: Chinese Yuan (CNY)
  • Input Amount: 100
• Expected Output Result (example data, please refer to actual query for accuracy):

  Bank of China Foreign Exchange Rates (Update Time: 2023-10-27 10:30:00)

  Currency Type	Spot Buying Rate	Cash Buying Rate	Spot Selling Rate	Cash Selling Rate	Middle Rate
  USD/CNY	7.1500	7.0800	7.1800	7.1800	7.1650

  Conversion Calculation Result:

  • If you hold 100 USD spot exchange, you can exchange for RMB: 100 × 7.1500 = 715.00 Yuan
  • If you hold 100 USD cash, you can exchange for RMB: 100 × 7.0800 = 708.00 Yuan
  • If you need to buy 100 USD spot exchange, you need to pay RMB: 100 × 7.1800 = 718.00 Yuan
• Specific Operation Demonstration:
  1. Open the "Bank of China Exchange Rate Inquiry" tool page.
  2. Select "US Dollar (USD)" from the "Source Currency" dropdown menu.
  3. Select "Chinese Yuan (CNY)" from the "Target Currency" dropdown menu.
  4. Enter "100" in the "Input Amount" text box.
  5. Click the "Query" button.
  6. The result area will immediately display the exchange rate table and conversion calculation results mentioned above.

Frequently Asked Questions

• Q: How often is the Bank of China exchange rate data updated? A: The exchange rate data of this tool is synchronized in real-time with the official Bank of China rates. During bank business hours, rates are updated in real-time according to market fluctuations; during non-business hours or holidays, the latest available rates are usually displayed.
• Q: Which currency pairs are supported for exchange rate inquiry? A: This tool supports major international currencies officially listed and traded on the Bank of China website, including but not limited to US Dollar (USD), Euro (EUR), British Pound (GBP), Japanese Yen (JPY), Hong Kong Dollar (HKD), Australian Dollar (AUD), Canadian Dollar (CAD), Singapore Dollar (SGD), etc.
• Q: Are the inquiry results consistent with bank counter transaction prices? A: This tool provides the official reference rates published by the Bank of China, which are consistent with the real-time transaction exchange rates at bank counters or online banking. However, please note that during actual transactions, the specific transaction price may be affected by transaction volume, time, and other bank policies. Please refer to the bank's final confirmation.
• Q: What are spot exchange and cash? What is the difference between them? A: Spot exchange refers to foreign currency funds held in a bank account through bank deposits, wire transfers, etc.; cash refers to actual foreign currency banknotes. Generally, the bank's cash buying rate will be slightly lower than the spot buying rate because banks incur additional costs for transportation, storage, and counting when handling foreign currency cash.

Notes

• The Bank of China exchange rate data provided by this tool is for reference only and does not constitute any investment advice. Before conducting large foreign currency transactions, it is recommended that you verify the latest exchange rate information directly with official Bank of China channels.
• Please ensure that only pure numbers are entered in the "Input Amount" box; no symbols or letters are supported.
• Exchange rates are subject to real-time changes, please pay attention to the update time of the data displayed on the page to ensure you get the latest information.
• When exchanging foreign currency, in addition to the exchange rate, you also need to consider other handling fees that the Bank of China may charge.