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Free online UnionPay card checker. Instantly identify card types (debit, credit, prepaid) using the first 6-digit BIN. Fast, secure, and accurate.
Enter a card number and select Identify Card Type to view the account type
Overview
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This lookup accepts a mainland-China bank-card number and displays the account-category label returned for that query. Depending on the response, the result can identify a Class I, Class II, or Class III account, a credit card, an unknown type, or a status such as invalid, unsupported, or restricted. It is a classification response, not a check of the account holder, balance, available credit, or ability to make a payment.
Class I, II, and III are categories in mainland China's personal bank-account management system. They describe account classification and function; they are not names of card networks such as UnionPay, Visa, or Mastercard. A bank card number alone does not make those concepts interchangeable. The official 2018 notice describes this mainland-China account framework. It should not be used to interpret a US checking account or another country's card classification.
Guide
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Enter 12 to 21 digits. Spaces are removed before the lookup is sent; letters, hyphens, and other punctuation are not accepted by the form's validation.
The page shows the current lookup cost beside the action. Check that amount and any payment or account prompts before you continue; the actual charge depends on the current tool settings.
After submission, read the category label and its short explanation. A success response can still be unknown, while an invalid, unsupported, restricted, or retry-later message indicates that this query did not return a usable classification.
The result display masks the middle digits of the number. The lookup itself requires submitting the full number, so the visual masking should not be read as evidence that only part of the number was sent.
Use cases
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When working with a mainland-China account record you are authorized to handle, use the returned label as an initial clue, then confirm the account's actual features with the issuing bank or the account holder's official bank record.
If the lookup label differs from the person's bank records, record the mismatch and ask the issuing bank to clarify it. Do not infer that the card is invalid or that a person gave incorrect information from this response alone.
Q&A
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No. It reports a category returned for the submitted number. It does not confirm current account status, balance, ownership, restrictions, or transaction approval.
The response may not provide a usable category for that number or card type, or access may be restricted. The page does not establish the underlying reason; check the number and ask the issuing bank when the classification matters.
Yes. A full number is submitted to perform the lookup, while the result view masks its middle digits. Do not submit a real number unless you are authorized to do so and are willing to provide it for this query.
Notes
Review scope, result limitations, and important precautions before use.
This lookup sends the complete card number to the query service. The masked result is only a display treatment; it does not mean the number was masked before submission. Use only a number you are authorized to handle, and avoid entering someone else's card number without permission. China's Personal Information Protection Law includes financial-account information among sensitive personal information; this is a jurisdiction-specific legal reference, not a statement about every country's law.
A returned category is not an identity verification, account-status check, balance or credit-limit check, fraud assessment, payment authorization, or legal record from the issuing bank. If you need to make an account or transaction decision, verify it directly with the bank. The form also displays a lookup charge before submission, so review the current amount before proceeding.
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